fix: allow optional digital RMB code and inline payment password setup

internal/store/profile.go

@@ -13,6 +13,7 @@ type MemberOverview struct {
 	Username           string `db:"username"`
 	Mobile             string `db:"mobile"`
 	InviteCode         string `db:"invite_code"`
+	HasTradePassword   int    `db:"has_trade_password"`
 	MemberStatus       int    `db:"member_status"`
 	MemberCategory     int    `db:"member_category"`
 	CreditScore        int    `db:"credit_score"`
@@ -49,7 +50,8 @@ func (s *Store) MemberOverview(ctx context.Context, tenantID, memberID int64) (*
 	}
 	var row MemberOverview
 	err := s.db.GetContext(ctx, &row, `SELECT m.tenant_id,m.id AS member_id,m.member_no,m.username,m.mobile,
-		m.invite_code,m.member_status,m.risk_status AS member_category,m.credit_score,
+		m.invite_code,CASE WHEN m.trade_password_hash <> '' THEN 1 ELSE 0 END AS has_trade_password,
+		m.member_status,m.risk_status AS member_category,m.credit_score,
 		COALESCE(p.avatar_attachment_id,0) AS avatar_attachment_id,COALESCE(a.file_url,'') AS avatar_url,
 		COALESCE(l.id,0) AS level_id,COALESCE(l.level_code,'') AS level_code,
 		COALESCE(l.name,'') AS level_name,COALESCE(l.icon_url,'') AS level_icon_url,